How EuropeTravelPlus works: quote to Schengen visa letter.

No account setup and no waiting on a call back. Here is exactly what happens between clicking "Get a quote" and having your embassy-ready certificate in hand.

1

Get a quote

Enter your trip dates, destination, and date of birth. No US address needed.

2

Pick your plan

Choose your coverage maximum ($50K–$2M) and the $0 deductible for Schengen compliance.

3

Purchase securely

Pay by major credit or debit card. Available to US and non-US residents.

4

Get your visa letter

Your embassy-ready certificate is emailed the moment payment is confirmed.

5

Travel with coverage

Covered across the Schengen Area and wider Europe for the length of your policy, with 24/7 multilingual assistance.

A percentage-based plan — let's check out an example

EuropeTravelPlus pays 100% of eligible medical expenses once the deductible is met. With the $0 deductible — the option required for Schengen visa applications — the plan pays 100% from the first dollar, up to your selected policy maximum.

Example Hospital Bill

If you need to file a claim

  • Contact the 24/7 assistance line as soon as possible for emergency care — they can coordinate directly with local providers
  • Keep all receipts, medical reports, and documentation for treatment received
  • Submit your claim through the administrator's claims portal or by email
  • Claims are reviewed against your Certificate of Insurance; coverage is secondary to any other coverage you hold

Precertification for hospital stays

For non-emergency hospital admissions or surgery, precertification is required. In a genuine emergency, seek care first and have someone contact the assistance line as soon as reasonably possible. Full requirements are in the Certificate of Insurance.