EuropeTravelPlus eligibility: ages, residency and trip length.

Coverage for every kind of traveler heading to Europe — from a two-week visa trip to a year abroad, for ages 14 days to 99, whether you live in the US or anywhere else.

EligibilityDetails
Eligible ages14 days – 99 years
ResidencyUS & non-US residents (traveling outside your home country)
Trip length5 days – 12 months (extendable up to 365 days)
Coverage maximums$50,000 · $100,000 · $500,000 · $1,000,000 · $2,000,000
Ages 70 and overEligible for the $50,000 coverage tier
Acute onset pre-existing conditionUp to $35,000
Seniors & older travelers

Coverage available up to age 99

Built for parents and grandparents traveling to see family. Many plans stop accepting new applicants at 80 or 85 — EuropeTravelPlus keeps eligibility open up to age 99, paired with acute onset coverage and an instant visa letter for visiting-parent applications.

Pre-existing conditions

Acute onset coverage up to $35,000

Acute onset means a sudden, unexpected flare-up of a condition you already have that requires emergency treatment while traveling — covered up to $35,000. Ongoing, planned management of a chronic condition is not covered.

Long-stay travelers

One policy, up to 12 months

For students, remote workers, retirees, and multi-country itineraries — trips from 5 days up to a full 12 months in a single policy, extendable up to 365 days total. No back-to-back purchases required.