EuropeTravelPlus® Plan Information
What is EuropeTravelPlus?
EuropeTravelPlus® is a comprehensive travel medical insurance plan for international travelers visiting Europe. The plan meets and exceeds all Schengen visa insurance requirements — including the minimum €30,000 (equivalent to $50,000 USD) in medical coverage, emergency medical care, and repatriation required for a Schengen visa application — and covers you not only in the 29 Schengen countries, but anywhere in Europe.
Your Schengen visa letter is delivered by email immediately after online purchase, so you can include proof of insurance with your visa application the same day. Coverage is available for travelers ages 14 days to 99 years, for trips from 5 days up to 1 year, and the plan can even be purchased after you've already arrived in Europe.
Plan Documents
Review the brochure and a sample Schengen visa letter before you buy, then access all your documents online through the member portal after purchase.
Plan Features
Pays 100% of Eligible Medical Expenses After Deductible
Meets All Schengen Visa Insurance Requirements (with $0 Deductible Selected)
Instant Schengen Visa Letter by Email
Emergency Medical Evacuation Coverage
Hospitalization Coverage
Repatriation of Remains Coverage
COVID-19 Coverage
Does EuropeTravelPlus cover COVID-19?
Yes. EuropeTravelPlus covers medical treatment for COVID-19 if the illness is contracted after your policy effective date, the same as any other eligible new illness. COVID-19 testing is covered when ordered by a physician to diagnose an illness. The plan also includes repatriation of remains. Note: COVID-19 vaccinations, boosters, and quarantine costs are not covered.
EuropeTravelPlus® Benefits
- Plan pays 100% of eligible medical expenses after the deductible, up to the policy maximum
- Emergency medical evacuation — up to $300,000
- Repatriation of remains — up to $50,000
- Acute onset of a pre-existing condition — up to $35,000
- Prescription medications — up to $250,000
- Emergency dental — up to $500 (accident) / $100 (unexpected pain)
- Border entry protection
- Lost checked luggage (up to $500) and lost or stolen passport (up to $250)
- COVID-19 medical coverage included
- Optional adventure sports coverage
- Extendable for up to 365 days
- Free cancellation before your coverage start date, plus a 3-day review period for a full refund
EuropeTravelPlus is administered by IMG and underwritten by SiriusPoint Specialty Insurance Corporation, rated A- (Excellent) by AM Best.
How It Works
EuropeTravelPlus is a percentage based comprehensive plan that provides coverage for any unexpected sickness or injury that starts after the policy becomes effective. Once the deductible is met, the policy pays 100% of eligible medical expenses. For example, if you choose a $0 deductible — the option required for Schengen visa applications — the plan pays 100% of eligible medical expenses from the first dollar, up to your selected policy maximum.
Let’s check out an example:
Frequently Asked Questions
Yes. EuropeTravelPlus meets and exceeds all Schengen visa insurance requirements: a minimum of €30,000 in medical coverage, validity across all 29 Schengen countries, and coverage for emergency medical care, hospitalization, and repatriation for the full duration of your stay. If you are purchasing the plan for a Schengen visa application, select the $0 deductible option.
Immediately. Your Schengen visa letter is sent by email right after you complete your online purchase, so you can submit proof of insurance with your visa application the same day.
EuropeTravelPlus covers you anywhere in Europe — not just the 29 Schengen countries. The plan is not available for travel to Belarus, Russia, or Ukraine, and also includes incidental coverage in the USA for up to 14 days while transiting to or from Europe.
Yes. Medical treatment for COVID-19 is covered if the illness is contracted after your policy effective date. Physician-ordered COVID-19 testing is also covered. Vaccinations, boosters, and quarantine costs are not covered.
Pre-existing conditions are not covered. However, the plan covers the acute onset of a pre-existing condition up to $35,000 — a sudden, unexpected flare-up that requires emergency treatment.
Travelers ages 14 days to 99 years are eligible. Coverage is available from a minimum of 5 days up to 1 year, and policies can be renewed or extended for up to 365 days total.
Yes. EuropeTravelPlus can be purchased after arrival at your destination, and coverage for new, unexpected sickness or injury begins once the policy is effective.
Yes. You can cancel before your coverage start date for a full refund. After coverage begins, you also have a 3-day review period: if you're not completely satisfied and have not filed a claim, you can cancel within those 3 days for a full refund of the premium paid.
EuropeTravelPlus is administered by IMG (International Medical Group) and underwritten by SiriusPoint Specialty Insurance Corporation, which holds an A- (Excellent) financial strength rating from AM Best.
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.